Orchestrate
One platform for every PIX charge, payout and gateway. Connect checkout, integrations and reconciliation through a single API.
Explore
Stop losing sales when your gateway fails.
First month free · no lock-in
Approve more
Every PIX charge goes through the gateway most likely to approve it at that moment.
Never lose a sale
If a gateway goes down, stalls, or declines, another one approves the charge instantly.
Flat fee, no %
You pay cents per transaction — never a cut of your sale.
1 integration, N gateways
Connect the payment providers you already use through a single API. No switching gateways.
Why Bob
Specialized agents for every part of your payments operation.
Each one connects, routes, and optimizes a distinct step of the PIX cycle: charging, routing, failover, reconciliation, payouts, and alerts.
Results in practice
Higher approval rates, lower costs, and zero surprises at closing.
25+
PIX gateways in a single integration
100%
of charges reconciled automatically
24/7
monitoring with automatic failover
Grow your revenue
Approval rates, volume, and cost per gateway in real time — with AI routing every PIX charge to where it converts best.
Less cost and complexity
Visual routing and failover: you set the priorities, Bob executes, recovers, and optimizes on its own.
Platform
Build your intelligent payments infrastructure.
Unify your entire PIX payment operation with pay-ins, payouts, multi-gateway routing, monitoring and reconciliation, and optimize everything to grow.
The problem
Relying on a single gateway costs you sales.
Your provider goes down at peak, declines a PIX payment another gateway would approve, and can even freeze your account — leaving you with no plan B. Running several on your own is a patchwork: each with its own API, its own fees and its own reconciliation spreadsheet.
Without Bob
A single provider in the path of every sale: when it fails, the payment dies right there.
Approved today
$7,416.20
- now
Lost sale · $189.90
Unknown reason · Loja Aurora
- 1m ago
Sale approved · $549.00
Single gateway · TechShop BR
- 2m ago
Sale approved · $89.90
Single gateway · Doce & Cia
- 4m ago
Lost sale · $426.98
Unknown reason · Drop Express
- 6m ago
Sale approved · $312.40
Single gateway · Studio Fit
With Bob
The same sale goes out through the PIX gateway that approves — and if one fails, another takes over instantly.
Approved today
$11,248.60
- now
Sale approved · $189.90
Stripe failed → Pagar.me took over in 412ms
- 1m ago
Sale approved · $549.00
Mercado Pago · TechShop BR
- 2m ago
Sale approved · $89.90
Stripe · Doce & Cia
- 4m ago
Sale approved · $426.98
Mercado Pago failed → Stripe took over in 388ms
- 6m ago
Sale approved · $312.40
Adyen · Studio Fit
The solution
One unified payments infrastructure.
01Growth
With Bob
98% approved
Single gateway
87% approved
Approve more
Failover and smart routing recover the PIX sales a single gateway would lose.
02Savings
Lower cost
A flat fee in centavos, with every PIX routed through the path most likely to succeed. No % of your sale.
03Intelligence
ZZECA 24/7
Agentic intelligence
ZECA monitors, alerts, and recommends actions on approvals, risk, and reconciliation — 24/7.
Industries
Built for teams that want to approve more PIX.
From your first PIX to launch-day peaks — Bob adapts to how you operate.
01
E-commerce and retail
More approved sales at checkout: every PIX routed through the highest-converting path — with failover the moment a gateway fails.
Multi-gateway PIXAutomatic failover100% reconciliation
ZECA · Payments agent beta
Your intelligentpaymentspartner.
An AI agent that monitors your PIX payment stack and delivers real-time alerts and recommendations. Recover more revenue, route intelligently, and catch problems before they turn into losses.
Meet ZECAWorks on WhatsApp, Telegram or any interface you prefer.
Start today
From account creation to your first protected sale, same day.
You don't need to integrate anything to see Bob working: create your account, charge with a link, and connect what you already use. The API can wait until you're ready to scale.
Plans
Pick a plan and grow whenever you're ready.
Flat fee per paid transaction — no percentage of your sale, no lock-in. Pay less per transaction as you scale. And your first month's subscription is free: plenty of time to measure how much revenue failover recovers in your operation.
Scale
Popular ZECA$89/month
+ $0.03 per paid transaction
For high-volume operations.
Process up to
$130K/month*
Everything in Growth, plus:
- ZECA included
- 6 connected gateways
- Monitors + resilience feed
- Priority support
*Overage: $0.06 per transaction.
Enterprise
ZECACustom
+ negotiated per-transaction fee
For large operations that want the full power of the platform.
Process up to
Tailored volume
Everything in Scale, plus:
- ZECA included
- Unlimited gateways
- Dedicated support with SLA + assisted onboarding
Pilot and terms negotiated with our team
- First month's subscription free (per-transaction fee applies from the 1st)
- Flat fee per transaction, no %
- No lock-in
- Cancel anytime
- What does ZECA do for you? →
Frequently asked
questions
Is Bob a gateway?
No — and that's exactly why it works. Bob sits on top of your gateways and orchestrates the ones you already use. One goes down? The sale flows through the next. You don't switch providers: you get a brain on top of all of them.
Which payment methods does Bob accept?
PIX, for now — with multiple providers, failover, Smart Routing, and one dashboard covering your whole operation. Cards and crypto are on the roadmap.
Does Bob increase my approval rate?
That's exactly what it's built for. Failover recovers the sales that would die on an unstable gateway, and Smart Routing sends every PIX to the gateway that approves the most and charges the least. Sales that used to fail become paid sales.
What is ZECA?
Your AI payments copilot. It watches your operation 24/7, pings you on WhatsApp before a problem turns into lost revenue, and explains any number in plain language. On the Pro version, it proposes the fix and you approve with one tap. Included in the Scale (Lite) and Enterprise (Pro) plans.
Do I need to replace my current gateway?
No. Integrate Bob once, connect the gateways you already use, and you're done. Keep your current one as primary and leave the others on standby — migrate at your own pace, with zero risk.
How long does integration take?
Hours, not weeks. A well-documented REST API, a free sandbox to test — and Payment Links so you can start selling before you even integrate.
I created my account. What happens now?
Within minutes you can generate a Payment Link and start charging — no integration required. Then connect the gateways you already use from the dashboard (plug and play) and, when you're ready to scale, integrate the API with a free sandbox. You can have your first protected sale the same day.
How much does it cost?
From $39/month, with a flat fee per paid transaction — no percentage of your sale. Whether you sell $10 or $1,000, the cost per transaction is the same. And your first month's subscription is free.
How does failover work?
A gateway declined or went down? In under a second the sale is resent to the next available one. Automatic, no code — your customer never even notices.
Is there a lock-in contract?
Zero. No penalties, no strings attached, cancel whenever you want. You stay because you're selling more, not because of a contract.
Are my data and credentials safe?
Yes. Credentials are encrypted and isolated per customer, fraud protection blocks suspicious activity — and ZECA never changes anything without your approval.
Which gateways are supported?
The PIX providers you already use — and the list grows every month. Don't see yours? Message us on WhatsApp and we'll prioritize it.
Start now
Your next sale can already go out protected.
Create your account, connect the PIX gateways you already use and let the AI agents approve more. Flat fee, no gateway switching, no lock-in.
First month free · no lock-in · cancel anytime
Or get the app on the App Store